What qualifies as an annual wellness exam? January 01, 2026 06:00 Updated An annual wellness exam is a visit with a Primary Care Provider or OB/GYN that is billed as “annual wellness exam.” Related articles How can I earn rewards for using My Health Toolkit®? Are annual wellness exams covered? Where can I get a flu shot to qualify for reward dollars? Can reward dollars be used at the doctor’s office? What about a sports physical at a child’s school? Does that count as a wellness exam?