If I am a BlueCross Affordable Care Act (ACA) Individual and Family plan member, what happens if I fall behind on my premium payments and become “delinquent?” November 22, 2022 15:36 Updated Use of the Blue Rewards program is not available if health coverage is suspended due to nonpayment of premiums. Related articles Can I add my own dollars to my Blue Rewards card since it is a reloadable Visa prepaid card? I want to manage my account from my smartphone. Is there an app? What if the card doesn’t work at an in-network provider and there is money in the account? Why is my card not working? What if my policy is terminated?